Senior

Debt Financing

Competitive Commercial Mortgage Solutions

At Terrell Capital Referral (TCR), we connect commercial real estate owners, investors, and business borrowers with experienced senior lenders nationwide.

Whether you’re acquiring, refinancing, or expanding, we help structure financing that supports your investment goals.

Senior debt financing is the cornerstone of most commercial real estate and business capital structures. It provides the primary source of financing for acquisitions, refinancing, construction, and expansion while offering borrowers the lowest cost of capital available.

Whether you’re purchasing a commercial property, refinancing an existing loan, or financing business growth, our team helps structure financing that aligns with your investment strategy and long-term objectives.

What Is Senior Debt?

Senior debt is the primary loan secured by the property or business asset. As the first-position lender, senior financing typically offers:

  • Competitive interest rates
  • Higher loan amounts
  • Longer repayment terms
  • Lower cost of capital
  • Flexible financing options

Financing Available For

  • Commercial Property Acquisitions
  • Refinancing
  • Cash-Out Refinancing
  • Construction Financing
  • Portfolio Loans
  • Owner-Occupied Properties
  • Investment Real Estate

Eligible Property Types

  • Multifamily
  • Office
  • Retail
  • Industrial
  • Warehouse
  • Medical
  • Self-Storage
  • Hospitality
  • Mixed-Use
  • Manufactured Housing

Typical Loan Parameters

  • Loan Size: $500,000 – $100 Million+
  • LTV: Up to 80%
  • Terms: 3–30 Years
  • Amortization: Up to 30 Years
  • Rate Options: Fixed & Floating
  • Interest-Only: Available for qualified borrowers

Loan terms vary by lender, property type, and borrower qualifications.

Our Lending Network

We work with a diverse group of capital providers, including:

  • Commercial Banks
  • Credit Unions
  • CMBS Lenders
  • Life Insurance Companies
  • Debt Funds
  • Private Credit Funds
  • Direct Lenders

Need More Than a Senior Loan?

If your project requires additional capital, we can help structure:

  • Bridge Financing
  • Mezzanine Loans
  • Preferred Equity
  • Joint Venture Equity

Why Terrell Capital Referral?

✔ Nationwide Lending Network

✔ Customized Financing Solutions

✔ Experienced Capital Advisors

✔ Fast, Efficient Deal Review

Let’s discuss your financing needs and build the right capital solution for your next transaction.