credit

Small Business Private Credit & Equity Investors

Speed | Certainty | Flexibility | Liquidity

Asset Based Markets | Rapid Organic Growth

TCR Small Market Intermediary Commercial Debt Brokers and Credit Services: (Revenues under 50mm)

Our Curated Product Boutique: Real Estate Private Equity

  • Growth Capital: Funds provided to expand operations, launch products, or enter new mar 
  • Asset-Based Lending: (ABL) Loans secured by company assets (receivables, inventory, equipment).
  • Asset-Based Portfolio Loans: Unlock liquidity with flexible asset-based and portfolio lending solutions.
  • Direct Lending loans: Non-bank loans from private lenders, often quicker and more flexible.
  • Cash Flow-Based (EBITDA) Lending: Loans based on projected cash flow and earnings, not hard assets.
  • Unitranche Hybrid Loans (Senior + Subordinated): Combines senior and subordinated debt into one simplified loan structure.
  • Senior Lending: First position loans with priority repayment rights if default occur.
  • Junior Capital: Subordinated debt or equity with higher risk, but higher returns.
  • Mezzanine Financing: Hybrid debt / equity funding often used for acquisition and growth with higher interest rates.
  • DSCR (Debt Service Coverage Ratio) loan is a special mortgage for real estate investors that qualifies you using the property’s rental income
  • Commercial Loans: Standard loans for businesses, usually used for expansion, operations, or real estate.
  • Restructuring & Re capitalization: Redesigning a company’s debt/equity structure to stabilize or optimize.
  • Commercial Acquisition Financing: the funding used by investors or companies to purchase existing commercial real estate, investment properties, or operating Funding used for buying.
  • Business Acquisitions: We help buyers find the right businesses, structure deals, and secure financing. From full buyouts to strategic partnerships.
  • Term Loans: is a type of debt financing where a borrower receives a lump sum of money upfront and agrees to repay it, plus interest, over a fixed period of time
  • Working Capital: The amount of money a company has available to operate after deducting its current liabilities from its current assets.

(CRE) Financing:

  • Apartment Building Financing: Loans for purchasing or refinancing multifamily rental buildings.
  • Residential Mortgages (1st and 2nd positions Private Funding): Home loans secured by primary or secondary liens, often from private lenders.
  • Multifamily Bridge Loans: Short term financing for apartment / multifamily properties until permanent financing is secured.
  • DSCR Loans (Debt-Service Coverage Ratio): Loans underwritten based on property cash flow vs. debt obligations.
  • Hard Money Loans: Asset based, short term loans from private lenders usually higher interest rates.
  • 1st & 2nd Lien Residential & Commercial Mortgages: Loans secured by primary (1st) or secondary.