Liquidity

Hard Money Bridge Loans for Investment Real Estate

Fast. Flexible. Asset-Based Lending.

Commercial & Residential Investment Properties

Loans from $150,000 to $5,000,000

Close in as little as 5 business days

Whether you’re refinancing an existing property, acquiring a new investment, or need immediate liquidity, Terrell Capital Referral delivers fast bridge financing backed by experienced private capital providers.

Apply Today →


Why Investors Choose TCR

  • No Personal Income Verification
  • Asset-Based Underwriting
  • No Tax Returns Required
  • LLC & Entity Borrowers Welcome
  • Decisions Within 24 Hours
  • Closings in 5–10 Business Days

Financing Highlights

Loan Amount$150,000 – $5,000,000
LTVUp to 70%
Interest RatesStarting at 9.99%
Terms6–24 Months
Property TypesResidential Investment & Multifamily
Closing5–10 Business Days
PrepaymentFlexible
RecourseCase-by-Case

Property Types We Finance

  • Single Family Rentals
  • Duplex • Triplex • Fourplex
  • Multifamily Apartments
  • Townhomes
  • Condominiums
  • Mixed Residential Portfolios
  • Small Commercial Investment Properties

Ideal Borrowers

We work with investors who need financing when banks cannot move fast enough.

Perfect for:

• Cash-out refinance

• Bridge to permanent financing

• Acquisition financing

• Portfolio recapitalization

• Time-sensitive closings

• Distressed opportunities

• Partnership buyouts


Our Lending Advantages

Fast Closings

Our streamlined underwriting process allows qualified borrowers to close in days—not months.


Asset-Based Decisions

We focus primarily on the property’s value and exit strategy rather than personal income documentation. Programs vary by lender and transaction.


Flexible Structures

Every transaction is unique. We work with experienced lending partners to structure financing around your investment objectives.


Dedicated Deal Management

You’ll work directly with commercial lending professionals from application through closing.


Common Uses

  • Purchase Investment Property
  • Cash-Out Refinance
  • Foreclosure Prevention
  • Stabilization Financing
  • Portfolio Expansion
  • Bridge to Sale
  • Equity Recapture
  • Short-Term Working Capital Secured by Real Estate

Frequently Asked Questions

How quickly can my loan close?

Qualified transactions may close in as little as 5 business days once due diligence is complete. Timing depends on title, documentation, and transaction complexity.


Do you require tax returns?

Many bridge loan programs emphasize the value and quality of the collateral over traditional income documentation, though requirements vary by lender and loan program.


Is there a minimum credit score?

Some asset-based programs place less emphasis on credit scores, while others include minimum credit requirements. Loan qualification depends on the overall strength of the transaction.


What property types qualify?

Investment residential properties, multifamily assets, and selected commercial real estate are commonly eligible.


Who can apply?

  • Real estate investors
  • LLCs
  • Partnerships
  • Trusts
  • Business entities
  • Experienced and first-time investors

Our Process

1. Submit Your Request

Complete our secure loan inquiry.

↓

2. Preliminary Review

Receive initial feedback within one business day.

↓

3. Term Sheet

Qualified borrowers receive financing terms.

↓

4. Due Diligence

Property review, title, and underwriting.

↓

5. Funding

Close quickly and receive your proceeds.


Why Terrell Capital Referral

Unlike many lenders, we leverage an extensive network of private credit providers to identify financing solutions that match your transaction. Our team specializes in bridge loans, commercial mortgages, private credit, and structured real estate financing, helping investors move with speed and confidence.


Ready to Move Forward?

Get Your Bridge Loan Started Today

  • Fast Response
  • Experienced Lending Advisors
  • Flexible Capital Solutions
  • Confidential Review

Apply Now

or

Speak With a Terrell Capital Referral Commercial Loan Specialist Today.