credit

small business private credit & equity Investors

Speed | Certainty | Flexibility | Liquidity

asset based markets | Rapid organic growth

TCR Small Market Financing Credit Services: (Revenues under 50mm)

Product Boutique:

  • Structure Loans: Customized financing solutions designed with specific terms, covenants, and repayment schedules to meet the unique needs of the borrower. 
  • Direct Loans: (Minimum loan amount $2 mm to 40 mm >) bi lateral flexible tailored financing. Enterprise value 8 mm >10 mm hard structures and more favorable lender terms, better recovery rates.
  • Sell Small company Portfolios: Strategies designed to provide liquidity.
  • Intellectual Capital: A collective intangible assets that give a company its competitive advantage and long-term value — beyond what’s reflected on the balance sheet. It represents the knowledge, experience, and innovation capacity embedded in the organization. Including: (Human Capital – Structural Capital – Social Capital)
  • Growth Capital: Funds provided to expand operations, launch products, or enter new markets.
  • Equipment Financing: Loans or leases specifically for purchasing business equipment or machinery. 
  • Logistics: Heavy Construction Equipment Logistics – Air, Rail & Trucking: We provide comprehensive transport solutions for heavy construction machinery, ensuring safe, timely, and efficient delivery.
  • Asset-Based Lending: (ABL) Loans secured by company assets (receivables, inventory, equipment).
  • Asset-Based Portfolio Loans: Unlock liquidity with flexible asset-based and portfolio lending solutions.
  • Commercial Loans: Standard loans for businesses, usually used for expansion, operations, or real estate.
  • Direct Lending loans: Non-bank loans from private lenders, often quicker and more flexible.
  • Cash Flow-Based (EBITDA) Lending: Loans based on projected cash flow and earnings, not hard assets.
  • Unitranche Hybrid Loans (Senior + Subordinated): Combines senior and subordinated debt into one simplified loan structure.
  • Senior Lending: First position loans with priority repayment rights if default occur.
  • Junior Capital: Subordinated debt or equity with higher risk, but higher returns.
  • Mezzanine Financing: Hybrid debt / equity funding often used for acquisition and growth with higher interest rates.
  • Factoring (Accounts Receivables): Selling unpaid invoices at a discount for immediate cash.
  • Commercial Loans: Standard loans for businesses, usually used for expansion, operations, or real estate.
  • Construction Factoring: Invoice factoring can be a quick and easy way to get access to working capital.
  • Construction Loans: We provide short-term financing to fund the building or renovation of real estate projects—including residential, commercial, or industrial developments.
  • Construction Equipment Financing: Financing offers capital solutions to purchase or upgrade heavy machinery and specialized equipment essential to building operations.
  • Construction Equipment Leasing and Sales: provide flexible access to machinery through either lease-to-own or direct purchase structures.
  • Stock Financing: is a form of funding in which a company or an individual uses publicly traded shares (or, in some cases, privately held stock) as collateral to obtain cash or credit.
  • Management Buyouts (MBOs): When a companies manager purchase the business they run.
  • Restructuring & Re capitalization: Redesigning a company’s debt/equity structure to stabilize or optimize.
  • Venture Debt Capital: Venture debt is a type of loan financing provided to early- and growth-stage companies.
  • Merger & Acquisition Financing: Funding used for buying or combining companies.
  • IPO Advisory & Pre-IPO Funding: Advisory and financial services to prepare companies for going public.
  • Debtor-in-Possession (DIP) financing allows a company to secure additional financing for the ongoing operations of the business throughout its Chapter 11 bankruptcy. 
  • Selling A Small Business: Established, profitable, and turnkey. Loyal customer base, steady revenue, and growth potential.
  • Business Acquisitions: We help buyers find the right businesses, structure deals, and secure financing. From full buyouts to strategic partnerships.
  • Term Loans: is a type of debt financing where a borrower receives a lump sum of money upfront and agrees to repay it, plus interest, over a fixed period of time

Commercial Real Estate (CRE) Financing

  • Ground-Up Construction Loans: Loans for building new properties from scratch.
  • Apartment Building Financing: Loans for purchasing or refinancing multifamily rental buildings.
  • Residential Mortgages (1st and 2nd positions Private Funding): Home loans secured by primary or secondary liens, often from private lenders.
  • Multifamily Bridge Loans: Short term financing for apartment / multifamily properties until permanent financing is secured.
  • DSCR Loans (Debt-Service Coverage Ratio): Loans underwritten based on property cash flow vs. debt obligations.
  • Hard Money Loans: Asset based, short term loans from private lenders usually higher interest rates.
  • Fix & Flip Loans: Short term loans for buying, renovating, and reselling real estate 
  • Creative RE Financing (Mixed Use, Residential): Non traditional financing structures for unique or mixed use real estate.
  • 1st & 2nd Lien Residential & Commercial Mortgages: Loans secured by primary (1st) or secondary (2nd) claims on a property
  • Non-Performing/Performing Note Purchases: Buying loans from lenders either paying on time (performing) or delinquent (non performing).
  • Private Mortgages for Business Owners: Real estate loans from private lenders tailored for self-employed or business owners who may not qualify with banks.
  • Franchising a Business: Allows entrepreneurs to expand their brand and operations by granting independent operators (franchisees)
  • Franchise Investor Capital: We provides the funding necessary for investors or entrepreneurs to enter franchise ownership.
  • Franchise Acquisition Funding: Funding is specialized financing for purchasing an existing franchise location or multiple units. It covers costs such as franchise fees, equipment, leasehold improvements, inventory, and working capital.
  • Private Jet locators Loans & leasing Domestic and International: Our private jet solutions provide comprehensive access to aircraft acquisition, financing, and leasing for both domestic and international operations.
  • Private Jet Locators: assist clients in identifying the ideal aircraft to meet their specific travel needs, whether for personal, corporate, or charter use.
  • Private Jet Loans: offer tailored financing options for purchasing new or pre-owned aircraft.
  • Private Jet Leasing: provides an alternative to ownership, allowing clients to operate high-value aircraft through short-term or long-term lease agreements.
  • Services: Enable individuals and companies to access, finance, and operate private aircraft efficiently, ensuring seamless travel solutions around the globe.
  • Luxury Asset Financing – Multi-Asset Solutions: For high-net-worth individuals and businesses, we provide comprehensive financing and leasing services across private jets, yachts, helicopters, and other high-value assets.