credit

small business private credit & equity Investors

Speed | Certainty | Flexibility | Liquidity

asset based markets | Rapid organic growth

TCR Small Market Financing Credit Services: (Revenues under 50mm)

Referral Compensation and Confidentiality

Terrell Capital Referral (“TCR”) shall pay to the referring entrepreneur or sales professional a referral fee equal to twenty-five percent (25%) of any commission earned by TCR in connection with a transaction, regardless of product selection. Such referral fee shall be paid directly to the referring sales professional.

All referral compensation arrangements, including but not limited to the amount, structure, and payment of referral fees, shall be strictly confidential. Under no circumstances shall such information be disclosed to any third party without the prior written consent of Terrell Capital Referral.

Product Boutique:

  • Structure Loans: Customized financing solutions designed with specific terms, covenants, and repayment schedules to meet the unique needs of the borrower. 
  • Direct Loans: (Minimum loan amount $2 mm to 40 mm >) bi lateral flexible tailored financing. Enterprise value 8 mm >10 mm hard structures and more favorable lender terms, better recovery rates.
  • Sell Small company Portfolios: Strategies designed to provide liquidity.
  • Intellectual Capital: A collective intangible assets that give a company its competitive advantage and long-term value — beyond what’s reflected on the balance sheet. It represents the knowledge, experience, and innovation capacity embedded in the organization. Including: (Human Capital – Structural Capital – Social Capital)
  • Growth Capital: Funds provided to expand operations, launch products, or enter new markets.
  • Equipment Financing: Loans or leases specifically for purchasing business equipment or machinery. 
  • Logistics: Heavy Construction Equipment Logistics – Air, Rail & Trucking: We provide comprehensive transport solutions for heavy construction machinery, ensuring safe, timely, and efficient delivery.
  • Asset-Based Lending: (ABL) Loans secured by company assets (receivables, inventory, equipment).
  • Asset-Based Portfolio Loans: Unlock liquidity with flexible asset-based and portfolio lending solutions.
  • Commercial Loans: Standard loans for businesses, usually used for expansion, operations, or real estate.
  • Direct Lending loans: Non-bank loans from private lenders, often quicker and more flexible.
  • Cash Flow-Based (EBITDA) Lending: Loans based on projected cash flow and earnings, not hard assets.
  • Unitranche Hybrid Loans (Senior + Subordinated): Combines senior and subordinated debt into one simplified loan structure.
  • Senior Lending: First position loans with priority repayment rights if default occur.
  • Junior Capital: Subordinated debt or equity with higher risk, but higher returns.
  • Mezzanine Financing: Hybrid debt / equity funding often used for acquisition and growth with higher interest rates.
  • Factoring (Accounts Receivables): Selling unpaid invoices at a discount for immediate cash.
  • Commercial Loans: Standard loans for businesses, usually used for expansion, operations, or real estate.
  • Construction Factoring: Invoice factoring can be a quick and easy way to get access to working capital.
  • Construction Loans: We provide short-term financing to fund the building or renovation of real estate projects—including residential, commercial, or industrial developments.
  • Construction Equipment Financing: Financing offers capital solutions to purchase or upgrade heavy machinery and specialized equipment essential to building operations.
  • Construction Equipment Leasing and Sales: provide flexible access to machinery through either lease-to-own or direct purchase structures.
  • Stock Financing: is a form of funding in which a company or an individual uses publicly traded shares (or, in some cases, privately held stock) as collateral to obtain cash or credit.
  • Management Buyouts (MBOs): When a companies manager purchase the business they run.
  • Restructuring & Re capitalization: Redesigning a company’s debt/equity structure to stabilize or optimize.
  • Venture Debt Capital: Venture debt is a type of loan financing provided to early- and growth-stage companies.
  • Merger & Acquisition Financing: Funding used for buying or combining companies.
  • IPO Advisory & Pre-IPO Funding: Advisory and financial services to prepare companies for going public.
  • Debtor-in-Possession (DIP) financing allows a company to secure additional financing for the ongoing operations of the business throughout its Chapter 11 bankruptcy. 
  • Selling A Small Business: Established, profitable, and turnkey. Loyal customer base, steady revenue, and growth potential.
  • Business Acquisitions: We help buyers find the right businesses, structure deals, and secure financing. From full buyouts to strategic partnerships.
  • Term Loans: is a type of debt financing where a borrower receives a lump sum of money upfront and agrees to repay it, plus interest, over a fixed period of time

Commercial Real Estate (CRE) Financing

  • Ground-Up Construction Loans: Loans for building new properties from scratch.
  • Apartment Building Financing: Loans for purchasing or refinancing multifamily rental buildings.
  • Residential Mortgages (1st and 2nd positions Private Funding): Home loans secured by primary or secondary liens, often from private lenders.
  • Multifamily Bridge Loans: Short term financing for apartment / multifamily properties until permanent financing is secured.
  • DSCR Loans (Debt-Service Coverage Ratio): Loans underwritten based on property cash flow vs. debt obligations.
  • Hard Money Loans: Asset based, short term loans from private lenders usually higher interest rates.
  • Fix & Flip Loans: Short term loans for buying, renovating, and reselling real estate 
  • Creative RE Financing (Mixed Use, Residential): Non traditional financing structures for unique or mixed use real estate.
  • 1st & 2nd Lien Residential & Commercial Mortgages: Loans secured by primary (1st) or secondary (2nd) claims on a property
  • Non-Performing/Performing Note Purchases: Buying loans from lenders either paying on time (performing) or delinquent (non performing).
  • Private Mortgages for Business Owners: Real estate loans from private lenders tailored for self-employed or business owners who may not qualify with banks.
  • Franchising a Business: Allows entrepreneurs to expand their brand and operations by granting independent operators (franchisees)
  • Franchise Investor Capital: We provides the funding necessary for investors or entrepreneurs to enter franchise ownership.
  • Franchise Acquisition Funding: Funding is specialized financing for purchasing an existing franchise location or multiple units. It covers costs such as franchise fees, equipment, leasehold improvements, inventory, and working capital.
  • Private Jet locators Loans & leasing Domestic and International: Our private jet solutions provide comprehensive access to aircraft acquisition, financing, and leasing for both domestic and international operations.
  • Private Jet Locators: assist clients in identifying the ideal aircraft to meet their specific travel needs, whether for personal, corporate, or charter use.
  • Private Jet Loans: offer tailored financing options for purchasing new or pre-owned aircraft.
  • Private Jet Leasing: provides an alternative to ownership, allowing clients to operate high-value aircraft through short-term or long-term lease agreements.
  • Services: Enable individuals and companies to access, finance, and operate private aircraft efficiently, ensuring seamless travel solutions around the globe.
  • Luxury Asset Financing – Multi-Asset Solutions: For high-net-worth individuals and businesses, we provide comprehensive financing and leasing services across private jets, yachts, helicopters, and other high-value assets.