equity

SMALL BUSINESS Private Equity and commercial real estate investmenT

Equity & Investment Loans

Fast, Flexible Capital for Real Estate Investors

TCR provides access to equity, mezzanine, and bridge loan credit designed for investors pursuing commercial and select residential properties valued at $2M+.

Unlike banks, our private lending partners evaluate property value over credit scores—enabling faster approvals and quick funding, a key advantage in today’s competitive real estate market.

Key Loan Parameters

Investment Size: $5mm up to $50mm> (TBD) / < 5mm (select cases up only)
Term: 24 – 60 months
Leverage: Up to 90% of total equity
Asset Types:

  • Multifamily & Apartment Buildings
  • Retail & Office
  • Mixed-Use & Senior Housing
  • Self-Storage & Industrial/Flex
  • Hospitality & Manufactured Housing

Terrell Capital Referral – Value of Service (Equity Capital)

Securing equity investment is not just about raising money — it’s about finding the right long-term partner who believes in your vision and supports your growth. At Terrell Capital Referral, we connect founders and business owners with equity investors who align strategically, financially, and operationally.

Illiquidity in Private Credit & Private Asset-Backed Finance

Nature of Private Markets

  • Private asset-backed finance (ABF, specialty finance, private securitizations) is not exchange-traded.
  • Transactions happen bilaterally between institutions, funds, or specialty finance companies.
  • There’s no deep secondary market, so positions are harder to exit.

Sources of Illiquidity

  • Customized structures → Each deal is unique (bespoke collateral pools, covenants, waterfalls). Hard to resell.
  • Limited buyers → Only certain funds, private credit managers, or insurers play in the space.
  • Long duration assets → Some collateral (e.g., aircraft leases, private loans, litigation finance) takes years to pay down.
  • Regulatory/reporting opacity → Unlike public ABS/MBS, private deals lack rating agency coverage or standardized reporting.

Why Investors Still Enter

  • Higher yields → Illiquidity premium compensates investors for tying up capital.
  • Diversification → Assets (consumer loans, equipment finance, royalties, receivables) are often uncorrelated with public markets.
  • Control → Investors negotiate directly with originators and can shape terms.

Risk Management

  • Lockups in private funds (3–7+ years common).
  • Tranching to attract different investors (senior, mezz, equity).
  • Credit enhancements like overcollateralization or reserves.

Benefits of Private Equity Investment Loans

Increased Capital Access

Quick approvals help investors act decisively on time-sensitive opportunities such as distressed property acquisitions or value-add renovations.

Flexible Structures

Loans tailored to project needs—whether for short-term repositioning or long-term hold strategies. Options include:

  • Property acquisitions
  • Renovations / redevelopments
  • Recapitalizations
  • Debt consolidation on existing investments

Strategic Advantages

Private equity funding partners often bring market expertise and strategic insight, creating opportunities beyond simple financing.

Private Equity Applications

  • Venture Capital: Equity into high-growth start-ups & emerging companies
  • Distressed / Turnaround Investing: Acquiring and repositioning troubled assets or businesses
  • Leveraged Buyouts: Combining debt and equity to acquire established businesses

Why TCR?

  • Speed & Certainty: Funding decisions made quickly—often days, not weeks.
  • Flexibility: Custom structures designed around your investment strategy.
  • Partnership Approach: Our network invests in what could be—bringing deep vertical expertise and regional knowledge to every deal.

Term Loan Financing

Structured Capital for Long-Term Growth

Our term loans provide businesses with reliable, structured financing designed for acquisitions, recapitalizations, refinancing, or long-term growth. With predictable repayment schedules, competitive pricing, and flexible terms, our solutions are tailored to meet the needs of middle-market borrowers.

What We Offer

  • Senior Term Loans (First Lien) – Secured by company assets with competitive rates.
  • Second-Lien Term Loans – Junior secured loans that complement senior facilities.
  • Flexible Repayment Structures – Amortizing or bullet payments to fit cash flow.
  • Custom Tailoring – Each facility structured to match business objectives.

Typical Loan Parameters

  • Loan Size: $10M – $250M+
  • Tenor: 3 – 7 years
  • Repayment: Scheduled amortization or bullet at maturity
  • Collateral: First- or second-lien security on borrower assets
  • Use of Proceeds: Buyouts, growth capital, recapitalizations, refinancings, or shareholder liquidity

Why Borrowers Choose Us

  • Certainty of Funding – Dependable execution with no syndication risk.
  • Tailored Structuring – Aligned with business cash flow and sponsor strategy.
  • Middle-Market Expertise – Decades of experience across industries.
  • Relationship Focused – We partner for the long term, not just the transaction.

Ideal Borrowers

  • Private equity portfolio companies
  • Family- or founder-owned businesses seeking liquidity or growth capital
  • Middle-market companies pursuing acquisitions or refinancing existing debt

Let’s Talk

Looking to structure a term loan that fits your business strategy?

Contact Terrell Capital Referral:
Discuss your property or project with our investment team. We’ll tailor an equity or loan solution that fits your vision and timeline.

Private Equity and Investment Loans provide a funding option for investors looking to invest in commercial and or (selective) residential properties based on value of 1 mm + and locations.