Engineering an outcome – transformation & amplification
Capital / leverage / strategy / Creative flexibility private credit solutions for growth-stage sponsorship backed businesses
Terrell Capital Referral provides private equity capital to small sized companies, enabling growth, acquisitions, recapitalization, and ownership transitions. At its core, private equity aggregates capital from investors to acquire and grow privately held businesses.
Many times, private equity firms participate in PIPE’s, which are private investments in publicly traded companies, allowing them to inject capital while gaining ownership at negotiated terms.
Buyout Investment
- Typically involves acquiring 51%–100% ownership of a business.
- Provides the private equity firm with a controlling stake and decision-making authority.
- Focused on driving strategic, operational, and financial improvements to increase enterprise value.
Growth Equity Investment
- Involves acquiring a minority stake in a business.
- Capital is provided to support expansion, new markets, or product development.
- The private equity firm plays a supportive role, adding expertise and resources without assuming control.
Focus on transforming
We target investment opportunities in small market working community companies, partnering with leading private equity firms who collectively manage billions in committed capital.
- Revenue Range: Under $40 mm
- EBITDA: $2 mm – $10 mm
- Equity Investments: $5 mm– $20 mm
- Investment Horizon: 5 to 10 yrs (TBD)
Value of Service
At Terrell Capital Referral, we provide institutional-quality sponsorship and advisory introductions for companies seeking private equity partnerships. Securing the right sponsor is more than just raising capital — it’s about aligning with an investor who can provide operational expertise, strategic growth support, and long-term partnership value.
Growth Capital
Taking your company to the next level:
- $5 mm + for a new facility
- Funding a $20 mm acquisition
- Launching a global product
- Expanding and tripling sales capacity
Through our investor and lender network—from boutique growth funds to global institutions—we match the right capital partner by size, industry, and culture.
We create competitive investor interest to ensure optimal pricing, terms, and timing.
Recapitalization
As businesses evolve, so must their capital structures. Whether driven by growth, succession planning, or changes in shareholder preferences, recapitalization unlocks flexibility.
TCR works with:
- Private equity firms
- Mezzanine and institutional lenders
- Insurance companies
- Non-traditional capital providers
Our proven partners have executed leveraged re capitalization ranging from $10 mm to $50 mm, bringing in fresh capital and new strategic partners.
MBO & LBO Transactions
- Management Buy-Outs (MBOs): Empowering management teams to own the business they’ve built.
- Leveraged Buy-Outs (LBOs): Offering owners liquidity while ensuring continuity of the business on its own terms.
With strong credibility and deep investor relationships, TCR structures transactions that incentitive management while capturing full enterprise value.
Acquisition Financing
When acquiring a company, we connect clients to diverse equity and debt solutions. We advise on:
- Valuation considerations
- Market conditions
- Debt vs. equity tradeoffs
Our network of commercial banks, mezzanine lenders, and private equity funds ensures a well-structured transaction tailored to your objectives.
Excellence in buying small companies
Direct Lending
One Partner. One Solution. One Path to Growth.
We provide flexible, private credit solutions designed for middle-market businesses and private equity sponsors nationwide. Our direct lending platform delivers capital with speed, certainty, and tailored structuring to help companies grow, recapitalize, and achieve their strategic goals.
What We Offer
- Unitranche Loans – Simplified one-stop debt solutions blending senior and subordinated financing.
- Senior Secured Loans – First-lien facilities with competitive terms and strong collateral protection.
- Second-Lien & Mezzanine Loans – Customized junior capital solutions for growth and acquisitions.
- Growth Capital – Non-dilutive financing to scale operations and seize opportunities.
- Recapitalizations & Refinancing – Optimize capital structures and strengthen liquidity.
Typical Loan Parameters
- Loan Size: $10M – $250M+
- Term: 3 – 7 years
- Repayment: Interest-only with bullet or minimal amortization
- Collateral: Secured by borrower’s assets
- Use of Proceeds: Buyouts, growth initiatives, recapitalizations, refinancings, and acquisitions
Why Choose Us
- Speed & Certainty – Direct capital without syndication delays.
- Flexible Structures – Customized to your company’s strategy.
- Partnership Approach – We back management teams for the long term.
- Nationwide Reach – Serving middle-market borrowers across industries.
Who We Serve
- Private equity–backed companies
- Founder- and family-owned businesses
- Middle-market firms seeking tailored credit solutions
Let’s Talk
Looking for growth capital or a tailored financing solution?
[Contact TCR Direct Lending Team]
Contact TCR to explore growth capital, recapitalization, MBO/LBO, or acquisition financing solutions tailored to your business.