Franchise

Solutions Built to Scale Your Growth

We connect franchise owners and operators with the right capital—fast, flexible, and aligned with your expansion strategy.

Overview

At Terrell Capital Referral, we specialize in structuring franchise financing for new acquisitions, multi-unit expansion, and refinancing. Whether you’re entering a proven system or scaling an existing footprint, we align you with lenders and capital partners who understand franchise models.

We work with:

  • First-time franchisees
  • Multi-unit operators
  • Franchise groups and developers
  • Existing owners seeking growth capital

Financing Solutions

Startup Franchise Financing

  • Capital for franchise fees, build-out, and equipment
  • Structured funding for new operators entering established brands

Expansion & Multi-Unit Growth

  • Financing for additional locations
  • Roll-up strategies and territory development
  • Capital for experienced operators scaling operations

Equipment & Build-Out Financing

  • Kitchen equipment, fixtures, and leasehold improvements
  • Vendor-aligned financing programs

Working Capital

  • Cash flow support for payroll, inventory, and operations
  • Seasonal or ramp-up funding

Refinancing & Debt Restructuring

  • Lower payments or improve cash flow
  • Consolidate existing obligations
  • Unlock trapped equity

Capital Sources

We align franchise deals with:

  • SBA lenders (including programs backed by the U.S. Small Business Administration)
  • Conventional banks
  • Private credit lenders
  • Equipment finance companies
  • Franchise-focused lending platforms

Popular Franchise Brands We Support

We help finance operators within top-performing franchise systems such as:

  • McDonald’s
  • Subway
  • 7-Eleven
  • Anytime Fitness
  • The UPS Store

…and many other emerging and mid-market brands.

Typical Deal Profile

  • Loan Size: $50K – $5M+
  • Credit Profile: Flexible depending on deal strength
  • Time in Business: Startup to established operators
  • Industries:
    • Food & beverage
    • Fitness & wellness
    • Retail & service
    • Automotive services
    • Healthcare franchises

Our Edge

  • Access to franchise-experienced lenders
  • Fast approvals and streamlined process
  • Ability to structure multi-layered capital stacks
  • Broker-friendly and partnership-driven
  • Focus on closing and long-term relationships

Process

  1. Initial Consultation – Review franchise and capital needs
  2. Deal Structuring – Match with optimal lenders and programs
  3. Submission – Package and present to capital sources
  4. Approval & Diligence – Navigate underwriting and documentation
  5. Funding – Close and deploy capital

Call to Action

Ready to finance your next franchise?
Let’s structure the right capital solution for your growth.

Submit your deal today.

Terrell Capital Referral – Connecting Franchise Operators with Smart Capital.