Specialty

Tcr finance asset based Hidden in Plain Sight

  • Financing commercial Aircraft to lease to passenger airlines and cargo operations.
  • Financing large pools of residential mortgages and single family rentals.
  • Small and medium size business loans backed by receivables and inventory.
  • Equipment financing help large and small companies grow.
  • Financing large pools of consumer auto loans and musical royalties.

Value of Service (Specialty Asset-Based Lending)-Meeting opportunity with creative debt capital to support every need.

At Terrell Capital Referral, we specialize in connecting clients with capital solutions secured by unique or non-traditional assets. Specialty asset-based lending requires expertise, precision, and relationships — qualities we bring to every engagement.

Asset-Based Lending Solutions:
We provide flexible asset-based loans backed by a wide range of financial instruments. Our structures can be secured against: (loans, leases, invoices, purchase orders, and statutory capital.) By leveraging these financial assets, we unlock liquidity and deliver tailored financing solutions that align with your business needs.

Through TCR introduction process, we work with companies across all stages of growth, with the ability to provide $2mm-$50 mm in asset based lending for first time facilities, companies looking to secure redundant capital sources, or companies graduating from an existing line.

Asset-Based Finance (ABF) has emerged as one of the fastest-growing segments of private credit since the Global Financial Crisis (GFC). As banks continue to scale back lending across certain markets and asset classes, private non-bank lenders are stepping in to fill the gap.

For years, direct lending drew most of the attention within private credit. Now, ABF is taking center stage, offering investors historically attractive yields, diversification opportunities, and exposure to a multi-trillion-dollar market.

Success in ABF, however, requires scale, expertise, and flexibility. Managers with deep credit knowledge, longstanding borrower relationships, and the ability to structure comprehensive financing solutions are best positioned to capture this opportunity.

Asset-Based & Portfolio Lending Solutions
We specialize in delivering flexible capital through asset-backed and portfolio loan structures. Our programs are secured by a wide range of financial assets — including loans, leases, invoices, purchase orders, statutory capital, and consolidated portfolios. By leveraging both individual and bundled assets, we unlock liquidity, simplify financing, and provide scalable solutions designed to meet the evolving needs of businesses and investors.

What Is Asset-Based Finance

At its core, ABF is credit investing secured by pools of assets. These can range from:

  • Financial assets — consumer loans, auto loans, or accounts receivable
  • Hard assets — aircraft, railcars, industrial equipment, or residential real estate
  • Contractual assets — royalties from healthcare, music, or other intellectual property

Terrell Capital referral asset finance

Note: Our Partners can purchase and lend against: Loans, Leases, Purchase Orders, Receivables, Statutory / Regulated Capital, and Hard Assets( Homes, Planes, Equipment Yachts, etc.)

Why ABF Matters in Investor Portfolios

ABF can enhance portfolio construction in three distinct ways:

  1. Diversification
    • ABF has historically shown low correlation with both public credit and private equity.
    • Asset exposure is broad, spanning mortgages, auto loans, royalties, and equipment leases.
    • Each pool of assets contains thousands of underlying loans across geographies and credit profiles.
  2. Inflation Protection
    • Hard assets used as collateral often rise in value alongside consumer prices.
  3. Yield Profile
    • The majority of ABF investments are fixed-rate, complementing floating-rate strategies such as direct lending.

ABF vs. Direct Lending

Both ABF and direct lending sit within private credit but differ in key ways:

  • Direct Lending: Loans are extended directly to companies, with repayment dependent on the borrower’s operating cash flows.
  • Asset-Based Finance: Repayment is secured by collateralized asset pools, such as mortgages or consumer loans, reducing reliance on corporate performance.

Asset-Based Finance is no longer a niche corner of private credit—it is a multi-trillion-dollar global market that continues to expand as banks pull back. For investors seeking yield, diversification, and resilient structures, ABF offers a compelling opportunity hidden in plain sight. Allow Terrell Capital Referral to make the introduction. Leave us detail descriptive brief message in with contact information. Our team will contact you with 24hrs.